Payment Options in Joliet, Illinois

Financing & Payment Options in Joliet, IL

Insured and non-insured patients welcome. We offer flexible ways to pay so cost never gets in the way of care.

19+
Insurance plans accepted
2
Financing partners: CareCredit & Cherry
$350/yr
Smile Care Plan for adults
100%
Coverage on most cleanings & exams
How we help

Paying for dental care should be simple.

At International Dental of Joliet, we serve people of all financial backgrounds and are committed to helping you navigate any obstacles that may keep you from achieving optimal dental health. Whether you have insurance, want a financing plan, or need an affordable membership option, we have a path that works for you.

Concerned about cost or have questions about your coverage? Call us at (815) 730-1570.

Got insurance? We’re in-network with:
  • Delta Dental
  • Aetna
  • Cigna
  • MetLife
  • UnitedHealthcare
  • Humana
  • Guardian
  • Blue Cross Blue Shield
  • United Concordia
  • Ameritas
  • Principal Financial Group
  • Sun Life Financial
  • Lincoln Financial
  • Mutual of Omaha
  • Renaissance Dental
  • Beam Dental
  • Colonial Life
  • Unum
  • GEHA
  • CareFirst Blue Cross Blue Shield

We gladly accept and file claims for most major PPO dental insurance plans, including out-of-network plans. Did you know? Most dental insurance plans cover 100% of your twice-a-year cleanings and exams.

Ways to pay

Three simple ways to cover your care.

1
CareCredit

A healthcare credit card that lets you pay for treatment over time, often with promotional no-interest periods. Apply in minutes, in-office or online, and use it for treatment as soon as you’re approved.

2
Cherry

A flexible monthly payment plan option with a quick approval process, designed to make larger treatment plans more manageable without straining your budget all at once.

3
Smile Care Plan

Our in-house membership plan for patients without insurance. It includes preventive care and discounts on treatment for a simple flat annual fee: $350/year for adults and $300/year for kids.

Why patients trust us

Why patients trust our payment options.

No-interest financing available

CareCredit offers promotional no-interest periods for qualifying patients and treatment plans.

Fast approval with Cherry

Cherry’s application process is quick, so you’re not waiting around to start treatment.

Affordable without insurance

The Smile Care Plan gives uninsured patients an affordable path to consistent preventive care.

Transparent pricing

We’ll walk you through costs and options before you commit to any treatment plan.

Wide insurance network

We’re in-network with most major providers and file claims on your behalf.

A plan for every budget

Between insurance, financing, and our membership plan, most patients find an option that fits.

FAQ

Financing & payment options FAQ.

What financing options do you offer?

We offer CareCredit and Cherry, both of which let you spread the cost of treatment over time. See above for details on each.

I don’t have insurance. What are my options?

Our Smile Care Plan is designed for exactly this: $350/year for adults and $300/year for kids, covering preventive care with discounts on further treatment.

How do I get approved for CareCredit?

You can apply online or in our office, and approval decisions are typically fast. Ask our front desk for the application link.

How does Cherry work?

Cherry offers flexible monthly payment plans with a quick digital application. Our team can help you get started at checkout.

What does the Smile Care Plan include?

It includes preventive visits and discounts on additional treatment for a flat annual fee. Ask our team for the full plan details.

Do you accept out-of-network insurance?

Yes, we can process claims for plans we’re not directly contracted with. Our treatment plan coordinators can help you understand your out-of-pocket costs.

Will my cleaning be fully covered by insurance?

Most dental plans cover 100% of routine cleanings and exams twice a year, though coverage varies by plan.

Can I combine insurance with CareCredit or Cherry?

Yes. Many patients use insurance for part of a treatment cost and financing to cover the remainder.

Questions about cost or coverage?

We’ll help you find the right way to pay.

Call (815) 730-1570 and our team will walk you through every option, or book online in under two minutes.

Stop by and take your first step towards a brighter smile!

International Dental of Joliet

18 S Larkin Ave, Suite 7, Joliet, IL 60436

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